Gender, borrowing patterns and self-employment: some evidence for England

Vania Sena, Jonathan Scott, Stephen Roper

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Abstract

This paper analyses the impact that financial constraints have on women's entrepreneurial choice. The empirical analysis is based on the data provided by the Household Survey of Entrepreneurship database that surveys individuals' intentions of becoming self-employed in England, UK. We do find evidence that women are less likely to seek external finance for business start-ups. This suggests that women in the general population perceive stronger financial barriers to business start-up than men, and this may be discouraging them from seeking external financial support. We find no evidence, however, that once women do seek finance for start-ups they are any less likely to obtain it than men.
Original languageEnglish
Pages (from-to)467-480
JournalSmall Business Economics
Volume38
Issue number4
DOIs
Publication statusPublished - 2012

Fingerprint

England
Self-employment
Borrowing
Household survey
Business start-ups
Data base
Business start-up
Entrepreneurship
Start-ups
Empirical analysis
Finance
Financial support
General population
External finance
Financial constraints

Bibliographical note

Author can archive post-print (ie final draft post-refereeing).

Cite this

Sena, Vania ; Scott, Jonathan ; Roper, Stephen. / Gender, borrowing patterns and self-employment: some evidence for England. In: Small Business Economics. 2012 ; Vol. 38, No. 4. pp. 467-480.
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Gender, borrowing patterns and self-employment: some evidence for England. / Sena, Vania; Scott, Jonathan; Roper, Stephen.

In: Small Business Economics, Vol. 38, No. 4, 2012, p. 467-480.

Research output: Contribution to journalArticleResearchpeer-review

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