@inproceedings{d00a6e61cb03488e9574013006f2c4e0,
title = "How SME owners' characteristics influence external advice and access to finance",
author = "Scott, {Jonathan M} and David Irwin",
note = "{"}This is the intellectual property of the authors so we are happy for you to display it on TeesRep{"} [Email from ISBE]; Institute of Small Business and Entrepreneurship Conference (ISBE) 2007 ; Conference date: 01-11-2007 Through 01-11-2007",
year = "2007",
language = "English",
isbn = "9781900862035",
booktitle = "Institute of small business and entrepreneurship conference proceedings",
publisher = "Institute for Small Business and Entrepreneurship",
}